How to Update Your Name With the IRS
The IRS gets your new name from Social Security. Update SSA first, then file your next return under your new name.
There is no separate IRS name-change form for most individuals. The Internal Revenue Service matches the name on your tax return to Social Security Administration records, so your name change flows through SSA: update Social Security first (Form SS-5, free), then file your next tax return under your new name. Form 8822 is the IRS change-of-address form; use it only if your address changed too.
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IRS Name Change Quick Facts
The short version — everything you need to know about the IRS name change in one table.
| Form Required | None for most individuals; your name change goes through Social Security (Form SS-5) |
|---|---|
| Fee | Free |
| Prerequisite | Update Social Security first; the IRS matches your return to SSA records |
| New SS card | 5-10 business days by mail after SSA processes your request |
| Then | File your next tax return under your new name |
| Form 8822 | Address changes only (file it if you also moved) |
How to Update Your Name With the IRS
Two steps. Update Social Security, then file your next return under your new name.
Step 1: Update Social Security First
The IRS matches the name on your tax return to Social Security Administration records. If SSA hasn't processed your new name yet, an e-filed return under the new name can be rejected or a refund delayed.
Apply with Form SS-5 (Application for a Social Security Card) and your name change document: a certified marriage certificate, divorce decree, or court order. Your number stays the same; only the name changes. There's no fee. Your new card arrives 5-10 business days by mail after SSA processes your request.
Our Social Security name change guide covers the SSA step in detail.
Step 2: File Your Next Tax Return Under Your New Name
Once Social Security has your new name, use it on your next return. The IRS picks up the change from SSA records; there is no separate IRS name-change form for most individuals.
You don't need to amend prior returns. Previously filed returns stay valid under your old name. The IRS connects your old and new names through your Social Security number.
Give your employer a new Form W-4 so your paystubs and next W-2 show your new name, and tell any 1099 payers (clients, brokerages, banks).
Moved too? Form 8822 is the IRS change-of-address form (irs.gov). Use it for the address change only.
Business Owners With an EIN
A business with an Employer Identification Number reports business name, address, and responsible-party changes to the IRS separately from your personal name change. Form 8822-B covers business address and responsible-party changes; check the IRS instructions for business name changes.
What You'll Need
Everything happens at Social Security first. Bring these to SSA.
- Form SS-5, free from Social Security.
- Your name change document: certified marriage certificate, divorce decree, or court order.
- Proof of identity, such as a driver's license or passport.
- Then your next tax return, filed under your new name once SSA has processed it.
Frequently Asked Questions
How do I change my name with the IRS?
Update your name with Social Security first. The IRS matches the name on your tax return to Social Security records, so once SSA has your new name you file your next return under it. There is no separate IRS name-change form for most individuals.
Do I need to file Form 8822 for a name change?
No. Form 8822 is the IRS change-of-address form. File it only if your address changed too. Your name change goes through Social Security.
What if my name doesn't match my Social Security record?
The IRS may reject an e-filed return or delay a refund if the name on it doesn't match Social Security records. Update your name with Social Security first and wait until SSA has processed it before filing under the new name.
Do I need to update my past tax returns?
No, you don't need to amend past tax returns after changing your name. Previously filed returns remain valid under your old name. The IRS connects your old and new names through your Social Security number.
Is there a fee to change my name with the IRS?
No. Updating your name with Social Security is free, and there is no IRS fee.
What if I moved and changed my name at the same time?
Update your name with Social Security. For the new address, file Form 8822 (Change of Address) with the IRS or use your new address on your next return.
What else should I update for taxes?
Give your employer a new Form W-4 so your W-2 shows your new name, and tell any 1099 payers (clients, banks, brokerages). Business owners with an EIN report a business name or address change separately (Form 8822-B covers address and responsible-party changes).
Official sources
Forms, fees and rules change. Check these official pages (and your county court) before you file.
- About Form 8822, Change of Address (address changes only) (Internal Revenue Service)
- Change your name with Social Security (Social Security Administration)
- Replace your Social Security card (card mailed 5-10 business days after processing) (Social Security Administration)
Links checked 2026-10-09.
Updating Your Name Everywhere?
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Last verified 2026-04-26 · Not legal advice · Terms · Privacy